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To: RockinRight

I canceled all my credit cards two years ago, and am currently in a lot of debt, so my credit is probably awful.


27 posted on 08/21/2007 1:12:34 PM PDT by darkangel82 (Socialism is NOT an American value.)
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To: darkangel82

Are you paying them all on time every month, even if only making minimums?

If so it’s probably not great, but not as bad as you think. However, it’s worse for cancelling the cards than just paying them off and leaving them open.


38 posted on 08/21/2007 1:16:59 PM PDT by RockinRight (Fred Thompson once set fire to a crowd of liberals simply by puffing his cigar and staring real hard)
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To: darkangel82

You should pick up Dave Ramsey’s book The Total Money Makeover. Just finished it and I’m gonna give it a try. Just a FYI.


72 posted on 08/21/2007 1:25:48 PM PDT by JJR RNCH (Your mother doesn't work here!! Clean up after YOURSELF.)
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