You were better off going to a credit union, where the average 48 month new auto loan is 6.22% APR vs. the banks at 7.57% APR (source).
Some credit unions (example) have new car loan rates as low as 3.50% APR for 36 months.
A near-perfect credit score is irrelevant if you can't find the lowest rate lenders to match.
better way would be to hit dealer incentives. jeep is offering 0% financing.
Agreed, I need to get involved with a credit union. I did get 6.7% and didn’t worry too much because I plan to have the loan paid off in a matter of months, not years.
When you finance a new car, wait till it’s six months old and refinance as a used car. Less interest rates.