Medical expenses for something like cancer can easily eat the money up, even on a salary like that.
Having dealt recently with cancer it is an expensive disease and an eye opening experience.
When ole Doc walks in and says pal or gal you got the big one you spend what ever it takes to beat the disease whether or not your HMO says it is OK or that they will pay.
It dose not take long to go through a life time of savings trying to make sure your life is being extended by every available chance known to medicine.
All of a sudden, concern for having security for the future becomes just making it to the future.