[AndyJackson]

All the broke people who use and advocate the use of credit cards or credit as a tool; or God when he inspired Solomon to write those words and obviously has a disdain for debt?

What you miss in all of this is that the federal reserve sits on a banking system where 90 some percent of money in circulation is not cash, but debt instruments. You need to save your opporbrium for the folks who created this system, and not its victims who are both the buyers and sellers of goods in the marketplace.

[Rightly Biased]

Delayed pleasure is greater pleasure.

We as people think we need things now instead of saving for what we want and then purchasing it. So we borrow to buy. Doesn’t make sense to me. I will never do anything on credit again.

I don’t blame the government on my behavior nor should anyone else. Personal finance is 80% behavior.