Stealing? You’re paying it back, with interest. That’s hardly stealing. You can argue that it is many things, stealing isn’t one.
When people talk about “borrowing” money out of desperation when they aren’t able to pay it back it is very close to stealing. The whole issue I brought up is “can you afford it?” If you pay it back you can afford it. Not necessarily wise to borrow at outrageous rates even if you can pay it back.