Posted on 07/31/2007 9:52:42 AM PDT by SirLinksalot
Rudy Giuliani's Health Plan: 'Take Care of Yourself'
Republican presidential hopeful Rudy Giuliani on Tuesday offered a consumer-oriented solution to the nation's health care woes that relies on giving individuals tax credits to purchase private insurance.
Critical to Giuliani's plan is a $15,000 tax deduction for families to buy private health insurance, instead of getting insurance through employers. Any leftover funds could be rolled over year-to-year for medical expenses.
Campaigning in this first primary state, Giuliani said his goal is to give individuals more control over their health care. The former New York mayor said as more people buy plans, insurers will drop their prices, making insurance affordable to those who lack it now.
"Government cannot take care of you. You've got to take care of yourself," he said. "As more of us do that, the cheaper it will become and the higher in quality it becomes."
Giuliani offered the broad outline of his plan but his campaign did not provide many specifics, including the estimated cost.
Democratic candidates John Edwards and Barack Obama have proposed more detailed steps to deal with the 47 million Americans lacking health insurance. Edwards' plan has an individual mandate requiring all Americans to have coverage. Employers would have to share the cost of insuring workers or pay into a public program.
Edwards estimates that his plan would cost $90 billion to $120 billion per year and would be financed by repealing President Bush's tax cuts on those making more than $200,000 per year.
Obama's plan calls for the creation of a public program similar to the health plan offered to federal employees, and a National Health Insurance Exchange for consumers to shop among private plans. Employers would have to share the cost of insuring workers.
Obama estimates his plan would cost $50 billion to $65 billion per year, paid for by letting Bush's tax cuts expire on those making more than $250,000 per year.
Giuliani used his appearance to continue criticizing the Democratic candidates, contending that their plans amount to socialized medicine.
"We've got to solve our health care problem with American principles, not the principles of socialism," he said. "I know Democrats will say this is unfair, I know they'll squeal... But I'm a realist. I face reality, which is: if you take more people and have government cover it, it's called socialized medicine."
He argued that Edwards' plan would cost twice what the Democratic candidate estimated.
Giuliani also spoke in favor of tort reform, saying those who are legitimately injured by doctors should be compensated, but damages should be capped and those who file frivolous lawsuits should have to pay the physician's legal fees.
"If a person gets injured, he should be compensated, but he shouldn't get the brass ring or win the lottery," Giuliani said.
The New Yorker leads in several national polls, but trails Republican rival Mitt Romney by double digits in a recent New Hampshire survey
Thats true. It isn’t a new plan.
Given the groups of people ticked off by Giuliani's tenure as Mayor, he definitely was some sort of Conservative. Mostly a law-and-order type.
"Some sort of Conservative," all right. The phony kind.
Just because the libs couldn't see through his act doesn't mean it wasn't an act.
Apparently not. In my experience, individual insurance is MUCH cheaper than group insurance. But the reason is that the insurance company can pick and choose individual insurees, but they have to insure anyone a company hires on a group plan. Thus the insurance company has less risk with an individual policy than with a group plan. Which apparently more than offsets the increased selling costs. Plus an insurance company can probably trample an individual insuree, whereas the more grief they give a group insuree, the more likely they will lose the group plan.
What I was talking about is the difference in what the medical provider charges. Someone threw up an example of $75 to an individual vs $40 to an insurance company. But it can be far worse than that. I've seen things like $5000 outpatient surgery to an individual knocked down to $700 to an insurance company. There's no way selling costs justify that difference.
In my opinion, that difference in prices ought to be prosecutable under the current anti-trust laws. But it's up to the executive branch to prosecute and they won't.
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