Tidal effects would be lethal long before getting to the event horizon. Assuming The invention of gravity opaque paint (I think H.G. Wells originally came up with the idea) and you survived the tidal forces, you would perceive yourself falling headlong towards the black hole. If somebody 10 billion years from now could retrieve you, you would perceive them pulling you out in the nick of time.
Very similar to the speed of light. If you could constantly accelerate at one gravity, you would eventually percieve that you were traveling faster than the speed of light but outside observers would see us as slowly approaching the speed of light but never reaching it. From the perspective of a photon, it is emitted from a star and instantly appears at it’s destination but from our perspective, they can take billions of years to reach us.
Another question...how do photons “travel” then do they pass through some sort of “subspace” or another dimension to get to it’s destination?