I wrote a check the other day to a merchant, and after he ran it through his cash register, he handed it back to me and said it was my receipt. I was trying to save him some money by not using a debit/credit card. I was also hoping I could get a float, but that's beside the point. I'll use my debit card from now on, saves buying more checks. I'm really outside this age group, but before I retired, I always used direct deposit, so this is just an extension of that.