They’re living in my house. I kid you not - right now, as I type this, they are swarming all around my house! They move in every year. The live in the walls and I have no idea how to get them out! Can a beekeeper coax out the queen bee without tearing off my wooden siding? They look healthy to me!
I would suggest you contact a beekeeper and your insurance company. Although chances are slim of being covered, it is worth a try.