Whether it is included in the mortgage makes no difference.
The increase in monthly payments is more than offset by the increase in the paycheck.
So you are assuming workers will keep all the money so suppliers will not see those savings from the elimination of income tax? You do realize that means prices in labor, materials and supplies will not come down and will you add the sales tax on the end prices will go up?
I have posted several times the studies that show the impact is nil.
Because the study includes bogus assumptions. Unless workers take a pay cut in the amount of the income tax they use to pay, prices go up. There is no way around that.
The cost of new materials will go down as well. I am working on a policy study to transition over three years on pricing so that the price volatility will be minimal.
Good luck with that. When you get some realistic assumptions, get back to me.
I can see you have no desire to understand and communicate. You just want to register your opposition based on what you believe whether or not what you believe is wrong.
I will communicate ‘bother’ you no further.