Doubtful. Student loans are “long shot bets” in the same way that public education is something of a long shot bet.
This stuff only matters if you think America should stay ahead of the curve in innovation. And it is a matter of debate how important or even possible that position is.
Need new engineers? India’s got’em and so does China.
Stem Cell research banned altogether? Doesn’t matter, China, Japan and Europe will do it.
It really is a global market now and there’s a huge pool of highly skilled people. This pool will continue to grow regardless of whether America comtributes to it or not.
Depends on the "bet". I'd imagine you could get a loan for medical, law, or engineering degrees. Ethnic studies? Not so much.
Hardly. If colleges are able to vet potential applicants before they arrive on campus, a loan officer has the same capability. Car insurance companies do this all the time. Ever noticed how students with higher GPAs get lower rates?
>>>>Stem Cell research banned altogether? You may not be aware of this, but more stem cell research happens in the US than in the rest of the world combined. Embryonic Stem Cell research receives no Federal Funding. That means if a research institution forewent Federal support, they could work on embryonic stem cells all day long, and no one could lay a finger on them.
>>>Need new engineers? India’s got’em and so does China
Oh, and guess where most of them are trained?