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To: Sarah

It would make sense for insurance companies to make those with smokers and the obese pay more.

If you are obese, your benefits get cut from 80/20 to 70/30.

If you also smoke, your benefits go to 60/40.

Just my thoughts.


54 posted on 04/29/2007 5:28:41 AM PDT by Mr. Brightside (Rudy Giuliani is just another "Empty Dress Republican")
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To: Mr. Brightside

You are talking about health insurance, (which, due to the fact that it is practically mandated as a job benefit is totally skewed and unfair as it is.), and I agree.
But in the life insurance business, go and calculate your annual term rates as a smoker, (or not), and as an obese person, (and not.)
There you’ll see the expected mortality rates fairly represented in the fees.
Sarah


57 posted on 04/29/2007 7:58:42 AM PDT by Sarah
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