[iopscusa]

Sarchasm, great word. Race-Baiting is part of the problem:
They didn't want to deal with State and Federal Civil Rights groups and agencies crawling all over them and screaming "discrimination!".
But the banks not only wanted to remain PC, but the Banks know that they can count on the Taxpayers to eventually bail them out of any consequences....business as usual.

[HEY4QDEMS]

but the Banks know that they can count on the Taxpayers to eventually bail them out of any consequences....business as usual.

True, but to be fair, most of the minority lending was done due to government pressure placed on banks to increase home ownership among minorities.

Though I cringe at government bail outs, I think the banks have a good case for receiving one.