[B4Ranch]

>My answer is it is those who rely on steady commerce that is well-regulated<

I changed careers three times because the economy took various downturns or I saw more opportunity in another path. That's what I mean about keeping your eyes open and staying on top of the news.

Working when most folks were watching TV was my style to success. That opportunity is available to everyone in America.

I have numerous friends who are millionaires and never owned a business. They believed as I do, in hard work and not spending every dime they made. They made careful informed decisions about how and where to invest their savings. I am not positive that they couldn't have operated a business but the route they chose was a successful one none the less.

Another key is staying informed. I always hired the best advisors I could afford, within reason, and listened carefully for other stray bits of advice. I would then present that advice to my advisors for their opinion.

[Air Force Brat]

Absolutely. It's amazing what you can achieve financially by holding down a decent job and spending less than you make.

Our culture has slid into a "I want it now" and "I deserve it" mindset that is very corrosive. The amount of discretionary debt I read about that the average person carries is mind-boggling.

Many people are very stupid with their money.

[from occupied ga]

They believed as I do, in hard work and not spending every dime they made. They made careful informed decisions about how and where to invest their savings

Excellent advice.