[supercat]

I have no problem with a lawsuit if things are dragging, but do it to an insurance company. I seriously doubt Melanie Lidle is trying to prevent anyone from recouping their damages.

If Mr. Lidle had liability insurance, such insurance would serve to cover those costs that result from him (or his heirs) being sued. If neither he nor his heirs get sued, his insurance has no obligation to pay anything.

[buccaneer81]

If neither he nor his heirs get sued,

Well, they're sueing "his" estate. Is that not the same as "him?"