Nice guy...let's drag the widow through this and make her have to get an attorney and fight...for what? This dentist has never heard of insurance? Nope. He's a self-righteous p**ck. If someone crashes their car into my house, the way to make their insurance company pay the claim (unless the do so voluntarily) is to sue them. Absent a lawsuit, the driver's liability insurance is under no obligation to pay anything.
To be sure, I could file a claim instead under my own homeowner's policy, but
- I would have to pay any deductible required by my policy.
- My own insurance rates may be increased as a result of the claim.
- My decision to seek recompense from my own insurance wouldn't shield the driver from liability anyway, since my own insurance company could then go after him.
So why not file sue the other guy? It doesn't imply personal animus; it's merely a necessary part of ensuring the proper agency pays the claim.
the way to make their insurance company pay the claim (unless the do so voluntarily) is to sue them. The article says Dr. Larry is going after Melanie Lidle as executrix of the estate.
I have no problem with a lawsuit if things are dragging, but do it to an insurance company. I seriously doubt Melanie Lidle is trying to prevent anyone from recouping their damages.