[joesbucks]

he told me if I ever gave a thin dime to this web site, he'd cut up the credit cards. He's never said that to me before so I'm taking him at his word :-)

Has he been listening to Dave Ramsey again? I say that in jest, but I did listen to Ramsey, cut up the cards and have been debt free since July.

[Peach]

LOL. We haven't had any credit card debt in over 20 years because we pay off the full balance at the end of each month. What we do though is charge everything because we have a card that gives money back on purchases.