So what happenes when these illegals w/o SSN's begin to NOT pay their CC Bills? How will BoA go after them on an unsecured loan, they can't trash their credit history/rating which is built upon a SSN.
Too many people can have the same name or close to it and even the same name and date of birth.
I don't know. I am going to ask the manager at my branch office and if (probably when) I am not satisfied with the answer I am going to withdraw my money and close my accounts over the next few weeks.
We just sold our old home and made good money on it so I suppose I could deposit that with USAA to get started.
This will be a pain in the butt but I believe in principle!
Check this out if you think your SSN is trustworthy for credit ratings. This is a Bank of America customer as well.
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""For years, Margaret Harrison believed she had an impostor. There were signs her Social Security number was living a double life. Four years ago, an unemployment office in West Virginia almost denied her claim, saying she already had a job at a horse farm in Chelan, Wash. Three years ago, a teller at Bank of America looked up her account number by her Social Security number and then asked, “Is your name Pablo?”
And yet, her credit report was squeaky clean. When she ordered her report, nothing was amiss -- and Pablo remained a mystery.
Harrison spent years trying to find out more about him. She called the credit bureaus and asked for more information. She got none. She called Bank of America's fraud department. Same answer. She purchased credit monitoring. Month after month, there was no indication anything was wrong. She even added her picture to her credit card and debit card for extra security.
And yet, her impostor was nowhere to be found –- at least until last week, when Harrison says she ended up face to face with Pablo in her San Diego home. Bank of America had sent Pablo right to her. Harrison’s ATM card had expired and the bank automatically mailed a replacement card to her home. But where Harrison’s security photo was supposed to be -- there was a man’s picture.
Harrison says the bank later told her that, yes, her new ATM card had been accidentally printed with Pablo’s picture on it.
"When I saw this guy on my card, I freaked out,” Harrison said. “Now that I have this picture on my card, someone's got to be held liable for this. He can't just keep using my Social. It’s not OK."
Pablo apparently holds several Bank of America accounts. And yet, Harrison still is not entitled to know what those accounts are. Telling her would violate Pablo’s privacy, the bank told her.
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This is an MSNBC article and it's pretty lengthy. Here is the link -
http://redtape.msnbc.com/2006/02/her_atm_card_bu.html