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Alright I'll try this again.

If we had REAL WELFARE REFORM, healthcare, among other things could be affordable for ALL. How is this possible. Simple trickle down economics.
I'll illustrate using Ohio as an example. The business climate in this state SUCKS, for lack of a better word. Why? Because the taxing rates in this state are ridiculously HIGH. The reason for that is because we're taking care of too many people who get paid NOT TO WORK, along with a workers' comp system that's a joke, putting more able-bodied people off the payrolls.......everyone knows what I mean!!!!!!
And I don't even mention in this argument those who mentally or physicially cannot sustain themselves. Those we take care of, simple as that!!!

OK. You force people to work for a living. Companies looking to house new or existing business take notice and set up shop in our great state. Employees find said jobs, become taxpayers. Local, state and federal tax revenues go way up, while spending goes way down because you've eliminated the welfare benefit(for the most part).
Now companies have lots of new employees who need health insurance. Health insurance companies recognize this and must attract new clients. How? By climbing over one another offering better plans, lower premiums and services. Again, with fewer people not having access to healthcare, hospitals aren't absorbing as many people that can't pay their bill, leading to seemingly LOWER PRICES and better services.

So now we have tax revenues up, spending down more people with health coverage who NEVER had it before. Now premiums fall for everyone. I'd be willing to bet the policy I have with my sister(she's 51, I'm 41 in a couple of months)wouldn't be over $800/month, but somewhere in the $500/month range with better co-pays and deductibles to boot.

Oh, one last advantage of all of this. Instead of 28-33% tax rates, how about 15% flat rate????? Remember all the new taxpayers on the payroll. And property taxes wouldn't have to be raised every time a school levy is put to vote, as it's done in this state!!!
More local and state taxes to take care of this too!!!!!!!

I think this makes much sense!!!!!
Don't you???????

It mostly sounds good, but why wouldn't the insurance companies see the individual employed people as new marks just like they see the companies in your scenario? Why does health insurance have to be offered through employement, when everybody needs it whether they are employed or not?

Companies offered health care to workers becaucse it was a way to get around paying taxes. Some would say that using tax dollars to encourage people to buy health care is a good thing. Unfortunately, such thinking also justifies socialized health care.

If there was no tax advantage, there'd be less reason for employees to offer health care, and instead they'd pay more in salary, or offer other benefits that make more sense for an employer to offer.

BTW, I realise that most people get life insurance through a company plan, but again I think that's beause, up to a certain amount, the government allows it to be deducted from corporate taxes.