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"Basically if you dont have health insurance you get a tax break. If your job gives you health insurance you'll pay tax on it to cover the new tax break. Redistribution at its worst!"

That's not even close to a fair analysis. As it stands people with individual coverage are left paying with after tax dollars while group coverage gets a 100% deduction. This is an effort to balance that as well as to continue to encourage higher deductibles which eliminate waste in the system. People run to the emergency room with colds or pains on a regular basis as well as uncounted trips to the doctors which could be handled with over the counter meds. Waste is a killer and the high deductible do wonders. The break in premium so far outweighs the higher deductible since the insurance carrier knows the end result will be far less claims when it's our money we're spending they can pass it along and still come out ahead. So far it's working extremely well and health savings accounts are booming.

"That's not even close to a fair analysis. As it stands people with individual coverage are left paying with after tax dollars while group coverage gets a 100% deduction. This is an effort to balance that as well as to continue to encourage higher deductibles which eliminate waste in the system. People run to the emergency room with colds or pains on a regular basis as well as uncounted trips to the doctors which could be handled with over the counter meds. Waste is a killer and the high deductible do wonders. The break in premium so far outweighs the higher deductible since the insurance carrier knows the end result will be far less claims when it's our money we're spending they can pass it along and still come out ahead. So far it's working extremely well and health savings accounts are booming."

BINGO! We have somebody on this board who actually understands the problem and the solution.