Early retirees? What age do you consider being an early retiree? I mean, I don't want to sound rude, but for many Americans the only reason they work is for health insurance. So why should early retirees be any different? At least the retiree as something like 18 months of cobra. Then, at 65, they get Medicare...what am I missing here?
if I want to retire at 58, unless I can buy into my (former) employers plan - its hard to get gap insurance to bridge to medicare.