[Ghost of Philip Marlowe]

And why can you not elect to have funds transferred from savings automatically if you are going to overdraw?

SeaFirst in the PNW ONLY allows this if you have their own issued credit card. Yes. You have to pass their credit check to have your own funds transferred from your savings account to your checking account in order to avoid overdraft.

We need alternative banks and alternatives to public education.

[rocksblues]

I had a master card account with Peoples Bank, they were bought out by RBS. For no reason my interest rate went from 9.9 to 15.99. I paid it off and closed the account. Now they send me teasers at least twice a month.