[Snoopers-868th]

I am not going to argue about whether the insurance companies have a right to pick and choose but I will note that this web-site believes employers have the right to pick and choose and set policy.

I believe that some property should be uninsurable and if the owner wants to build on it he does so at his own risk. Flood zones, hurricane zones, mud-slide zones, etc. I am sick of reimbursing and subsidizing via increased insurance rates on all of us for these property owners. I would venture a guess that most of this type of property is owned by people who could afford the gamble the rest would not take the gamble.

[longtermmemmory]

How about just making it illegal for a bank to require wind storm insurance on a residential (for homestead) home?

since forcing everyone to have insurance did not work out.

[FreedomCalls]

I believe that some property should be uninsurable and if the owner wants to build on it he does so at his own risk.

Like these two guys? I'll bet they are among the first to demand that everyone else needs to subsidize their insurance. One of them may even be posting here in this thread.