[DreamsofPolycarp]

I'm one of the people that goes to the government when exploitation over a mandated requirement, like insurance, occurs.

Insurance is not "mandated."

You can
1)Sell your home
2)Pay it off
3)Move
4)Find a lender who doesn't demand you insure it (lotsa luck on that one!)

Millions of people moved to Florida during a period of relatively tame weather. There were very few major hurricanes in the period between 1930 and 1990 (look it up!). Now the weather patterns have returned to normal, and poor baby wants the "government" to fix it.

Cry me a river

P.S. I was probably the poorest resident of Boca Raton Florida in 1981-1983.

[doc30]

Millions of people moved to Florida during a period of relatively tame weather. There were very few major hurricanes in the period between 1930 and 1990 (look it up!). Now the weather patterns have returned to normal, and poor baby wants the "government" to fix it.

None of your options are viable to me at this time. And like I've said in other posts, the rate increases are out of line with the increased risks. I don't think you even understand or care how much the rates are in FL today. And if you haven't noticed, if people are moving to FL, they aren't buying homes. It's a flat market and the insurance rates are one of the things keeping them out. You can only advocate for the insurance companies because you don't live in FL anymore. You can't compare the '80's to today.