You have liability insurance on your car to protect the other drivers on the road, and maybe collision insurance to protect the lien holder on your car.
You might be forced in some states to have medical insurance on yourself in your car policy.
You have health insurance to protect yourself. Nobody else is hurt if you don't have health insurance. It's a risk to your self you should be allowed to take.
Forcing medical insurance is just the statist way of covering their conscience cheaply. I can't count the folks who say that without it other folks would be forced to pay for your care. They tend to get real mad when I point out that in no other place do they expect charitable impulses to be repaid.
I'm getting tired of repeating this stuff. Why is this so hard for some people? You are not entirely correct. If you have a heart attack and have no health insurance and are brought to an emergency room then I and many others get to pay for your health care.
Again, I am not pushing this. But I find his approach to at least be ased on some logic and is certainly preferable to the government paying for everyone's health care.