I am supposed to say that because folks are sick and aren't covered that the government should have health insurance for all. That's the quickest answer, apparently. Let the Fed do it.
Insurance should be personal. My car insurance is personal. Why doesn't my employer pay for that?
This system is what makes it so doggone expensive.
You tell docs that there's a hundred companies out there with billions in coverage money, then the docs are going to increase their prices.
If the docs see all of us walk in and all we've got is our wallet and our savings account, then they will charge accordingly.
Universal health care will not make any difference. It will result in far lessened coverage. I saw it in Germany. I hear about what takes place in Canada.
In short, the person dies with that kind of plan, PM.
Therefore, it is better to have privately owned insurance with lesser coverage than it is to have a government program that allows people to die for refusal to cover.
According to an article in JAMA, if insurance companies did nothing more than adapt a universal insurance form, health care in the US would cost 112 billion dollars less a year.
Not only all that, but when the government manages health care in a wealth redistribution scheme, and people don't have to pay directly out of their pocket each month, they will burden the system more. That will lead to rationing in the form of the government refusing to treat certain illnesses and injuries caused by life-styles and behaviors. Then it's a very short step to refusing to treat anybody who ever took a drink, smoked a cigarette, drove a little too fast, ate fatty foods or crossed on a red light and got hit by a car. A simple cholesterol screening could cause you to be refused treatment for heart disease, for instance. "Oops! Been eating those steaks and eggs again, I see! Guess you'll just have to figure out how to fix your heart yourself. See ya!"
If the docs see all of us walk in and all we've got is our wallet and our savings account, then they will charge accordingly.
Long ago and far away, when I was very young, I heard my father say much the same thing.
"We have just handed the keys to the National Treasury to the Doctors and the Legal professions."
Medicare: How very right he was, sir.