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To: libertarianPA; xzins; blue-duncan
Under Schwarzenegger's plan, all Californians would be required to have insurance, although the poorest would be subsidized. Businesses with 10 or more employees would have to offer insurance to their workers or pay 4 percent of their payroll into a state fund. Smaller businesses would be exempt. Also, insurers would no longer be allowed to deny coverage to people because of their medical problems.

Businesses are required to provide workers compensation insurance for every employee. The cost of workers compensation can be as high as 40 percent of payroll. I'm not sure this 4% add on is an unreasonable requirement.

I truly am in favor of the requirement that insurers cannot deny coverage based on existing medical problems as often people get diagnosed with some illness and through no fault of their own they become uninsurable and then ultimately become a burden on the state anyway. At least with this proposal the burden is shared between businesses, individuals, government and insurance companies.

Although I am not particularly against this proposal, I have serious doubts as to whether it is workable. It sounds good on paper. But then the proof is in the pudding.

20 posted on 01/08/2007 3:43:44 PM PST by P-Marlowe (LPFOKETT GAHCOEEP-w/o*)
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To: P-Marlowe

>I am not particularly against this proposal

LOL! Yeah, you and Karl Marx. - force the peasants into collectives. LOL!


24 posted on 01/08/2007 4:28:41 PM PST by bill1952 ("All that we do is done with an eye towards something else.")
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To: P-Marlowe
At least with this proposal the burden is shared between businesses, individuals, government and insurance companies.

Add doctors and hospitals to your list, 2 percent for the former, 4 percent for the latter.

27 posted on 01/08/2007 4:36:53 PM PST by ArmstedFragg
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To: P-Marlowe

There is absolutely no legitimate reason for employers to be required to pay health insurance. It's idiotic.

They might as well require dairy farmers or red-headed athletes to pay everyone's health insurance. It makes as much sense.

Ideally, everyone would be responsible for their own health insurance.

And why does health insurance pay for every little ailment that afflicts you. That would be like home owners insurance that pays to fix your garage door when it wears out or car insurance that pays to change your oil. No wonder that stuff costs so much.


64 posted on 01/08/2007 9:05:06 PM PST by xzins (Retired Army Chaplain and proud of it! Supporting our troops means praying for them to WIN!)
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To: P-Marlowe

And there are a lot that still don't. Those that do pay a surcharge each year to cover those employees hurt and arent covered.

>>>Businesses are required to provide workers compensation insurance for every employee.

I am kind of mixed about this proposal. I think a lot of the "cash society" will get reigned in if this goes through, if only by the EMPLOYERS NAME on the hospital forms.


210 posted on 01/09/2007 7:45:44 PM PST by BurbankKarl
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