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While I think it's un-American to force people to have health insurance. Economically speaking, the simple requirement on private companies to offer insurance to anyone (like how it's done for auto insurance) would on the whole contribute to somewhat lower premiums, and by extension medical costs.

However, I think the two biggest problems in health care are 1) Fraud, and 2) The United States is the medical R&D engine for the entire world. That is, we spend an enormous ammount of money in medical R&D (pharmaceuticals, medical devices, surgical procedures etc.), whereas the rest of the world beneifits from our knowledge, and then kicks their feet up and only has to focus on "health care delivery".

Of course, I'm not saying that the state has to be involved in any way. I'm just talking about the economic concept of a simple requirement for people to have insurace (through private companies)...And ideally, to remove it from the employer-based systems. (The cost that the employer normally puts in could be put back into the employye's salary) This will allow people to freely network..and most importantly, the health insurance market will expand. I don't know what the percentage of uninsured is...but if its like 30-40%, the industry has been ignoring half a huge part of the market.

What we have now are islands of people, separated, and paying through the nose. I'm not advocating to take anything away from anyone..I'm not advocating for the government to regulate it or be in the buisiness of supplying it...I'm just saying that theire are artifical barriers that makes the industry inefficient

But I still do have the problem with the government

requiring us to have insurance. If any american doesn't want to have health insurance, they shouldn't have to...(car insurance is different on that regard though..since you put others at risk).