After reading this I have more work to do. If I'm not in the top 1% there is still room for improvement.
All kidding aside, it's not what you make, it's what you end up with. If I make $1,000,000 per year and spent $1,500,000 a year (as some celebrities seem to do) you will be worse off than making $50,000 per year and spending $40,000.
Amen.
Common sense, which is not so common these days.