Most people carry a homeowners' policy because this is required by their mortgage. The insurance is not there to protect them - its there to protect the lender's interest in the property.
"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." -Manuel II Paleologus
99 posted on 12/08/2006 8:32:16 AM PST by goldstategop
(In Memory Of A Dearly Beloved Friend Who Lives On In My Heart Forever)