Well, the state of California does require auto insurance as a condition of licensing a car. I believe that one can get around that requirement by demonstrating financial responsibility, however I am not in that income bracket.
Sure, I make the choice to borrow money to purchase a home. The alternative is renting or living under a freeway overpass.
Like I said, taxes are voluntary too and I do not need money in the bank to write a check.
I am reminded of a depression era song - one line goes, "Some rob you with a six-gun and some with a fountian pen".
Incredible. You will really go to any length to justify your hatred for your fellow Americans, and hang on to your willfull ignorance. I will not seperate you from its warmth.
Based on such twisted truths, morals and ethics as reflected in your statement "the state of California does require auto insurance..taxes are voluntary..I do not need money in the bank to write a check"; clearly it is the former.
As better as it may make you feel about yourself, most Americans do not twist & fabricate the truth to suit their bigotries of the moment...especially those in the insurance industry. Happy hatred.