[meyer]

There was a newspaper article a few years ago as follows about many of the largest insurers in Florida established separate companies that pay Florida losses only with Florida premiums.

As someone insured in a state other than Florida, I see this as the right thing to do. I do not want to subsidize the insurance costs of those that choose to live in higher-risk areas.

[lucysmom]

As someone insured in a state other than Florida, I see this as the right thing to do. I do not want to subsidize the insurance costs of those that choose to live in higher-risk areas.

I have not had an insurance claim in 25 years, yet my rates go up every year. Obviously I'm subsidizing someone. That is how insurance works.

[jrcats]

The problem is that I don't live in a high risk area in Florida. It seems that all the hurricanes either are south of us or hit the Panhandle. We don't live on the water either. We have never had a loss nor made any claims thou are premiums keep rising. It appears to me that most large insurance companies do spread their risks over several states instead of just one state. I'm suprised that Florida would allow insurance companies to have a separate company just for Florida losses.