Why would we want to help fight it? I don't want to be in a pool where my rates are higher so people can live in high-risk areas.
Where do you live? I stand by my post that anywhere in the US, there are high risks. I don't argue that insurance companies should be able to insure who they want. They provide a customer service and if the customers aren't buying they figure out and fix things.It may not affect you directly but it will with time IMO.