If you're like me and actually keep an excel spreadsheet (all those pretty colors....), look at the last two or three years and you'll feel a lot better! :)
I don't do that, but I have all my investments listed on my Excite home page. The 401K part of my portfolio alone is up 230% what it was in March 2003 (3.5 years) And all I had to do was watch it grow.
Anybody can save, it's a matter of one's chosen lifestyle. We've chosen the right lifestyle, apparently.