That's convenient, since it eliminates the evidence of explosion or fragmentation on the outside of the aircraft. Surface to air missiles of that era had proximity fused warheads. I find it hard to believe this was a hit-to-kill mechanism like THAAD or PAC-3, since the Clinton administration killed the missile defense projects. So who did this and why would the Clinton admin cover it up?
This government leaks like a sieve. If something this monstrous happened due to government action, it certainly would have been leaked by someone. This sounds like the theories about the US government blowing up the twin towers and shooting a missile into the Pentagon. This goes beyond tinfoil hat. More like titanium hat!
We know from other stories that Sandy Berger and Jamie Goerlick met and determined this should be deemed an accident. Why the NTSB went along is strange, but I found it interesting then and still do that Robert Francis and others retired right after the investigation ended.