>>>I happen to be a LTC insurance specalists. If freepers have detailed questions about how these policies work or how to find a good reputable specialist in your area, just let me know. >>>
I work in Commercial Insurance, but am aware of LTC. I wish I could have talked my father into purchasing it a while back, but he was stubborn and saw many other things the money could have been spent on. Now he is paying $2200 a month for Assisted Living. He's wishing he listened
Sounds like he's getting off easy. Around here (Washington State)care costs $3-7,000 per month.