Not to say there isn't fear out there, because a lot of people believed the promises the guv'mint told them and didn't set much aside. A lot of others, like myself, did save.
I think SS is a Ponzi scheme. I just don't know what to do about it so that we don't wind up hurting the country with the way we deal with it. Like I say, phased privitization is probably an idea we should be discussing.
"a lot of people believed the promises the guv'mint told them and didn't set much aside."
Then that's silly, because that was NOT the government promise. SS was only intended to supplement one's own retirement plan. My current projected SS payment is about $1900 a month; it would be ridiculous for me to plan to live on that when the time comes, and I have other resources for that reason.