"Another argument for the 10K "birth benefit" account proposed by Tres Sec Snow that can accumulate interest over a persons lifetime...and to which they can contribute."
That is a good idea as long as the funds are not held in a "trust fund" like social security. In extreme cases, the government or some mechanism may need to step in, but that would seem to cover most people adequately enough over a life time.
No, private accounts that the government DOES NOT HAVE ACCESS TO once the account is created.
I trust a politician around "extra" money as much as I trust my dog around an unattended steak.