Have these guys ever heard of the simple concept of insurance?
They're able to somehow afford instruments worth thousands but can't afford to insure them? It must suck to be that stupid.
"Have these guys ever heard of the simple concept of insurance?
They're able to somehow afford instruments worth thousands but can't afford to insure them? It must suck to be that stupid."
Do you understand that most of the insurance companies WON'T insure them? Or, if they are willing, charge so much that the musican cannot afford it?
And insurance matters little if the viola was made 200 years ago and is irreplacable - even IF they'll insure it for 100% of the replacement (very rare), the odds or replacing it are slim to none.
If you don't understand why they use these instruments, and why it matters,you have no business in this thread.
Try and have a little knowledge of what you speak of, before you call people stupid. Most insurance companies won't insure run of the mill rack mount stuff for average rock musicians, let alone priceless classical instruments. Talk to road managers about securing and keeping insurance on a band's equipment sometime, and be prepared to listen to some horror stories.
It's very simple. A quick check of a $100,000 violin in the airport line that would take all of 5 minutes TOPS, or insurance you cannot afford - and you STILL have to check it, you might as well smash it yourself, the loss of a valuable instrument, and the loss of income from the damaged or lost or stolen instrument.
I don't think they're the stupid ones here.
Lol....it often sucks to post without reading either the article or any previous posts.
"Have these guys ever heard of the simple concept of insurance?
They're able to somehow afford instruments worth thousands but can't afford to insure them? It must suck to be that stupid."
They do have insurance. Trouble is that a 300 year old violin that has been set up perfectly for your playing style is kinda hard to find when you need a replacement.
These are not high school band instruments.
Have these guys ever heard of the simple concept of insurance?
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In these cases the "player's value" is much higher than the insurable value. Sort of like a professional shortstop's glove.
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I'm no pro but I would pay three times the value of my $1500 banjo to get it back if it was lost, just for the familiarity value, not to mention the sentiment.
How does insurance help replace a damaged Stradivarius? There is a limited supply, you know.
Been there, etc.
That is a very specialized type of insurance that hardly anyone offers.
And then, it is expensive like malpractice insurance, and gets cancelled after one claim.
Musicials don't make what doctors do, either, so it is conceivable that insurance would be beyond their means.