Earthquake risk map of the U.S.
This past year State Farm Ins., sent us a letter advising us that earthquake insurance is no longer included on our home owners policy. Living in NW New Jersey, hopefully we don't have to worry about that! (crossing fingers) :)
I'll have to check my homeowner's policy for earthquake coverage; that really never even dawned on me. NC is actually considered a "moderate risk" state, due to the faults at Charleston, SC.
Here's a laugh for you....after the '94 earthquake all insurers dropped earthquake insurance, at least in California. Before the earthquake we were paying around $350/yr. After the insurers had to pay out in '94 the state of California became the only earthquake insurer here. We now pay $1,100/yr with a $50,000 deductible. We still buy it because it's stupid not to-but it IS aggravating!
Earthquake risk map of the U.S.