Don't worry, I just didn't quote your last sentence for space sake, but I saw it and know what you meant. You didn't say anything to offend me, and I apologize if you took it that way. I just felt like ranting because I'm so sick of being bled dry with medical and insurance bills. It's particularly galling when you receive both a big medical bill and a big bill from an insurance company that refuses to pay the medical bill, both on the same day.