Replies

I'm going through the same situation. Plus, we've had problem in that my husbands first and last name is a very common combination. We've had calls and tradelines on our credit report from another person, same name, but it wasn't him/us. It's not impossible but very difficult to prove a negative. They say we owe this debt, we have to prove we aren't even the person they are looking for.

We also moved his mother into our home last year after her house was damaged from hurricane Rita. She's completely disabled, now lives in a nursing home and spends most of her days talking to people who've been dead for 30 years. She was with us for 9 months before we could get her back to Texas. Now I'm getting collection calls at my home about her medical bills. Even after we tell them she doesn't live her anymore, send them letters giving them her current information etc they still call.

IMO, the majority of debt collectors are scum.

I'm glad the info will come in handy for you and I hope you're able to get past the situation.