[dinoparty]

True. Also, alot of credit actions are for unpaid medical bills for unexpected catastrophic injuries, etc...hardly the kinda stuff that calls for ruthless collection practices.

[Gabz]

I agree. That is not to say that most collection agencies aren't basically honest.............but the ruthless ones give the rest a bad name.

And medical bills appears to be where the worst offenders reside.

[Brytani]

Last month I got a letter in the mail, bright flamingo pink business sized envelope with no return address on it.

Opened it up, it's a bill from a doctor who I've never heard of, never saw, and have no idea what he even did for me. In fact, I never got a bill from the guy. I assume he must have looked at or tested something from a hospital visit I recently had.

The letter was all in upper case, big bold letters (the grammar police's ass would need cases of chap-stick) demanding I make immediate payment for this huge debt owed, threatening legal action if I didn't blah blah blah....

The bill totaled .38

I checked my credit report last month, we have one of those monthly monitoring programs, it's on there.

How petty do you have to be to ruin someones credit for 38 cents!!!!!

geeeezeeeee