Or, another way of looking at it, if you were given $1 billion on your 20th birthday, you could spend $10,683 an hour, 8 hours a day, 5 days a week, 52 weeks a year and not run out of cash until your 65th birthday. And that assumes you didn't put the unpaid balance in an interest-bearing asset. If you did that, you wouldn't live long enough to spend it all at that same rate!