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To: ll_t
"Am I the only one who has been burned by technicalities? I doubt it."

No, You're not.
I had a friend that was self employed/insured. He started getting bad headaches and was diagnosed with a brain tumor.His wife forgot to send in the insurance money on time, so they refused to cover him for anything. The hospital told him that before they could operate he had to guarantee a $50,000 payment.

He and his wife had to put up his house and his business as collateral.
The operation went fine and he was recovering when the hospital informed him that he also had colon cancer.

He died 3 days later. His wife lost everything they owned.

She was evicted from their home 6 months later.

I would have thought the hospital could have told him he was terminal before he went through that.
91 posted on 08/22/2006 8:47:03 AM PDT by Beagle8U (Ronald Reagan didn't turn me into a Republican....Jimmy Carter did that!!)
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To: All

when they say 45 million dont have health care they fail to menton they are lumping illegals in with it. not to mention the 20 something year old males that have better things to spend 400 dollars a month.
That being said I wonder if Michael Moores solution is nationalized health care. somehow nationalizing it would stop the corruption and make it cheaper. HAHAHAHAHAHAHAHAHAAHA


92 posted on 08/22/2006 8:52:55 AM PDT by Kewlhand`tek (Those that can't , Teach. Those that can't teach , Report)
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To: Beagle8U

When my second daughter was born, a perfetly normal pregnancy, healthy birth, it cost us $4500. And that was with insurance.

The doctors doubled billed countless things, included visits from her peaditrician days before she was born and visits from specialists that I never saw. I called them on each and every fraudlent charge. Their response was "oh that's right, your insurance doesn't cover that." Not, "oh that's right, you never saw these people." As soon as I informed them that I had called both my insurance fraud alert line and the state fraud alter line, all those charges disappeared.

On the other hand, my insurance would not cover routine prenatal care without denying it first to see if I would object. I had to get the Rhogam shot, completely routine and yet they refused to cover it. But they covered the second one no questions. In the end, they paid everything that they originally denied, but I had to fight them for every penny. And they raise my premiums by almost $100 in the course of a year.

The insurance companies are greedy to a point that I consider it immoral. They make their money by causing harm to others. Doctors are just as bad in my mind. The only solution I want to see from the govenment however is tort reform and anti-trust laws apply to insurance companies.


97 posted on 08/22/2006 9:06:06 AM PDT by mockingbyrd
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