Unfortunately, I don't have a plan. I wish that there was a way for small business owners and working poor to buy into a group insurance or something of that nature.
There is - buy an HSA plan or join a trade association and you can use their group to get a health plan.
I'm a SB owner and I have an HSA plan - approx $200 a month towards insurance and $220 a month towards my HSA account. After a $2600 deductible, all else is 100%. I get to sock away tax-free that $220 a month, and treat it like an IRA if I don't use it. What's not to like about that ? I'm saving, and I have my catastrophes covered.
It's all around you if you dig a bit.