This discussion of the abuses of direct democracy does not involve voluntary actions. The discussion involves the imposition of the will of a small minority on a majority of individuals.
An accurate analogy would be:
but are you against your neighbors forcing you to take out a mortgage for a house to be paid over many years ?
"but are you against your neighbors forcing you to take out a mortgage for a house to be paid over many years ? "
Well lets see ...
The guy a few doors down says no, so he and his family crap in his back yard instead of paying for and hooking up to the sewer line.
He's paid his portion for the street, and his yard drains down the block ... past your house 3 houses down.
Do you have a right to complain ?