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"So you want to penalize the majority of honest poor and minority folks who have bad or no credit and need a cell phone because of the actions of a few Muslim terrorists?"

By far the majority of cellphone owners ALREADY have to provide all them details BEFORE they get a cell phone service.
You can't penalize people who have already provided all them particulars.
As for the very tiny minority of people who use disposables, they still get the disposable cell phones even within bad credit. Only thing is, they get id checked before they get those disposables, so we know exactly who they are.
It's simple enough.
After all you can't even get most utilities in your house or rent a place without getting if checked.
What' so different about cell phones?
Desperate times call for desperate measures. And with the discovery of this evil plot this week, it's certainly not too much to check who we are giving disposable cell phones to.

The phones were apparently destined overseas (i.e. insurgents in Iraq). Makes more sense to restrict those phones there rather than everywhere, and in the meantime keep an eye on the calling behavior of the phones in North America.