"Yup. Correct-a-mundo! We've got to find a way to get healthcare back in everybody's wallet and out of the government's general fund. "
It already is in everyones wallet. Go to the hospital. You pay a surcharge to support people who cannot pay their hospital bill.
The only way you are getting this away from the government is by creating private accounts.
THAT is precisely what a meant!
There was a time in America(before 1965) when people paid their medical bills out of savings.