Actually the beauty of this is that:
A. Tony gets $100,000.00 Loan.
B. Carnival Company Founder gets presidential pardon.
C. No one expects that loan needs to be paid back.
D. Bankruptcy filed.
E. ALL ASSETS AND DEBTS REQUIRED TO BE DISCLOSED.
F. Guess what? Loan needs to be repaid as per bankruptcy laws.
G. Tony doesn't repay loan.
H. Default judgment against Tony WITH INTEREST.
I. End Result: Tony is out $140,000.00.
Succinct and brilliantly laid out; well done!